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Mortgage Loans
Distinctive Features of our Mortgage Loans Services
Whether you are a new buyer or wish to refinance an existing property in Macau, we are delighted to present to you the following distinctive features of our mortgage loans services :
  • Various facilities including legal charge facilities or refinance facilities to suit your needs
  • Competitive pricing
  • Repayment term up to 30 years
  • Loan amount as high as 90% of the purchase price or current value indication of the property concerned, whichever is lower
  • A choice of Hong Kong Dollar or Patacas (MOP) denominated mortgage loans
Simple Application
If you are aged 18 or above, or represent a company registered in Macau or Hong Kong, you are welcomed to visit our Branch for further discussion of your needs. Our professional customer service officers are ready to develop a solution that is right for you / your company.

Documents required for application :
  • Personal identification documents or company incorporation documents
  • Provisional sale & purchase agreement / title deed
  • Income proof / Latest tax return
  • Latest residential address proof (e.g. water / electricity / telephone bill or bank statement)
  • Latest 3 months' bank statements or savings passbook
  • All submitted application forms and photocopies of the relevant documents are not returnable.
  
   
Monthly Repayment Table  
  • Calculated on a loan amount of $ 100,000
    excluding 1% government stamp duty
  
Int. Rate p.a. 5 Years 10 Years 15 Years 20 Years 25 Years 30 Years

1.0000%
1.1250%
1.2500%
1.3750%
1.5000%
1.6250%
1.7500%
1.8750%
2.0000%
2.1250%
2.2500%
2.3750%
2.5000%
2.6250%
2.7500%
2.8750%
3.0000%
3.1250%
3.2500%
3.3750%
3.5000%
3.6250%
3.7500%
3.8750%
4.0000%
4.1250%
4.2500%
4.3750%
4.5000%
4.6250%
4.7500%
4.8750%
5.0000%
5.1250%
5.2500%
5.3750%
5.5000%
5.6250%
5.7500%
5.8750%
6.0000%
6.1250%
6.2500%
6.3750%
6.5000%
6.6250%
6.7500%
6.8750%
7.0000%

1,709.36
1,714.79
1,720.18
1,725.58
1,730.99
1,736.41
1,741.84
1,747.34
1,752.79
1,758.26
1,763.73
1,769.22
1,774.72
1,780.28
1,785.80
1,791.33
1,796.87
1,802.42
1,807.98
1,813.61
1,819.19
1,824.79
1,830.39
1,836.01
1,841.63
1,847.33
1,852.97
1,858.63
1,864.30
1,869.98
1,875.67
1,881.43
1,887.14
1,892.86
1,898.60
1,904.34
1,910.10
1,915.92
1,921.70
1,927.48
1,933.28
1,939.09
1,944.91
1,950.79
1,956.63
1,962.48
1,968.35
1,974.22 1,980.10

 876.02
881.50
886.95
892.42
897.91
903.43
908.96
914.57
920.15
925.75
931.37
937.02
942.68
948.42
954.13
959.86
965.61
971.38
977.17
983.04
988.88
994.73
1,000.61
1,006.51
1,012.43
1,018.43
1,024.39
1,030.38
1,036.38
1,042.41
1,048.46
1,054.58
1,060.67
1,066.79
1,072.92
1,079.07
1,085.24
1,091.50
1,097.71
1,103.95
1,110.21
1,116.48
1,122.78
1,129.16
1,135.50
1,141.86
1,148.24
1,154.64
1,161.06

598.48
604.03
609.57
615.14
620.74
626.38
632.04
637.80
643.53
649.29
655.08
660.91
666.77
672.72
678.64
684.60
690.58
696.60
702.65
708.79
714.90
721.05
727.22
733.43
739.67
746.00
752.30
758.63
764.99
771.39
777.81
784.33
790.81
797.33
803.88
810.45
817.06
823.76
830.43
837.13
843.86
850.61
857.40
864.28
871.13
878.00
884.91
891.84
898.81

459.88
465.52
471.15
476.83
482.55
488.31
494.11
500.01
505.90
511.83
517.81
523.82
529.88
536.04
542.19
548.37
554.60
560.87
567.18
573.59
579.98
586.41
592.89
599.40
605.96
612.62
619.26
625.93
632.65
639.41
646.20
653.10
659.98
666.89
673.84
680.84
687.86
695.00
702.11
709.25
716.43
723.65
730.90
738.27
745.60
752.96
760.36
767.80
775.27

376.85
382.59
388.32
394.10
399.94
405.83
411.77
417.82
423.87
429.98
436.13
442.34
448.60
454.97
461.33
467.75
474.21
480.73
487.30
493.98
500.65
507.36
514.13
520.95
527.81
534.80
541.76
548.77
555.83
562.94
570.09
577.37
584.61
591.91
599.25
606.63
614.06
621.61
629.13
636.69
644.30
651.95
659.64
667.45
675.23
683.05
690.91
698.81
706.75

 321.62
327.44
333.27
339.16
345.12
351.14
357.22
363.43
369.64
375.91
382.25
388.64
395.10
401.68
408.26
414.90
421.60
428.36
435.18
442.13
449.07
456.06
463.12
470.23
477.39
484.68
491.96
499.30
506.69
514.13
521.62
529.24
536.85
544.50
552.20
559.96
567.76
575.69
583.60
591.55
599.55
607.60
615.69
623.91
632.09
640.32
648.60
656.92
665.28
 

Remarks :

Terms are for reference only and subject to change without prior notice.
 
Enquiry Hotline: (853) 2833 5308
 

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